Executive Summary ........................................................................................................................................ 5
Table: Overview Of Slovenia’s Insurance Sector .................................................................................................................................................. 5
Key Insights On Slovenia’s Insurance Sector ............................................................................................................................................................. 5
Issues To Watch ......................................................................................................................................................................................................... 6
SWOT Analysis ................................................................................................................................................ 7
Slovenia Industry SWOT ....................................................................................................................................................................................... 7
Slovenia Political SWOT....................................................................................................................................................................................... 7
Slovenia Economic SWOT .................................................................................................................................................................................... 8
Slovenia Business Environment SWOT ................................................................................................................................................................. 8
MetLife’s Acquisition Of ALICO ...................................................................................................................... 9
Table: ALICO At A Glance ................................................................................................................................................................................. 10
Table: ALICO’s Pre-Tax Profits By Segment And Region Contribution, Year To November 30 2009 (%) .......................................................... 11
Table: ALICO – A Market Leader In Japan ........................................................................................................................................................ 11
Table: MetLife’s Acquisition Of ALICO ............................................................................................................................................................. 12
Table: MetLife And ALICO Combined ................................................................................................................................................................ 13
Central And Eastern European Markets Overview ..................................................................................... 14
Table: Non-Life Segment Premiums In Central And Eastern Europe .................................................................................................................. 14
Table: Life Segment Premiums In Central And Eastern Europe .......................................................................................................................... 15
Projections And Forecasts ............................................................................................................................ 17
Table: Insurance Data And Projections, 2007-2015 ........................................................................................................................................... 17
Projections And Drivers Of Growth ......................................................................................................................................................................... 17
Table: Growth Drivers, 2007-2015 ..................................................................................................................................................................... 18
Country Update ............................................................................................................................................. 19
Macroeconomic Outlook .......................................................................................................................................................................................... 19
Table: Slovenia Economic Activity, 2006-2015 .................................................................................................................................................. 21
Political Overview ................................................................................................................................................................................................... 21
Insurance Business Environment Ratings .................................................................................................. 24
Table: Slovenia’s Insurance Business Environment Rating ................................................................................................................................ 24
Table: Central And Eastern Europe Insurance Business Environment Ratings ................................................................................................... 25
Regional Context ........................................................................................................................................... 26
Table: Non-Life Premiums In A Regional Context, 2009 .................................................................................................................................... 26
Table: Life Premiums In A Regional Context, 2009 ............................................................................................................................................ 27
Major Players In Slovenia’s Insurance Sector ............................................................................................ 28
Table: Breakdown Of Gross Written Premiums, 9M09-9M10 (EURmn) ............................................................................................................. 29
Table: Non-Life Segment Gross Written Premiums, 9M10 ................................................................................................................................. 30
Table: Life Segment Gross Written Premiums, 9M10 ......................................................................................................................................... 31
Analysis Of Regional Competitive Conditions ............................................................................................ 32
Company Profiles .......................................................................................................................................... 34
Local Company Profiles .......................................................................................................................................................................................... 34
Adriatic Slovenica ............................................................................................................................................................................................... 34
Maribor .............................................................................................................................................................................................................. 35
Triglav ................................................................................................................................................................................................................ 36
Regional Company Profiles ..................................................................................................................................................................................... 37
AEGON ............................................................................................................................................................................................................... 37
Allianz ................................................................................................................................................................................................................. 38
Aviva ................................................................................................................................................................................................................... 40
AXA ..................................................................................................................................................................................................................... 41
BNP Paribas/Cardif ............................................................................................................................................................................................ 42
ERGO ................................................................................................................................................................................................................. 43
Eureko ................................................................................................................................................................................................................ 44
Generali .............................................................................................................................................................................................................. 45
GRAWE .............................................................................................................................................................................................................. 47
Groupama ........................................................................................................................................................................................................... 48
HDI-Gerling ....................................................................................................................................................................................................... 49
ING ..................................................................................................................................................................................................................... 50
KBC Group ......................................................................................................................................................................................................... 51
MetLife ALICO ................................................................................................................................................................................................... 52
Prudential Financial ........................................................................................................................................................................................... 54
QBE .................................................................................................................................................................................................................... 55
RSA ..................................................................................................................................................................................................................... 56
UNIQA ................................................................................................................................................................................................................ 57
Vienna Insurance Group ..................................................................................................................................................................................... 58
Zurich ................................................................................................................................................................................................................. 60
Country Snapshot: Slovenia Demographic Data ........................................................................................ 61
Section 1: Population ............................................................................................................................................................................................... 61
Table: Demographic Indicators, 2005-2030 ....................................................................................................................................................... 61
Table: Rural/Urban Breakdown, 2005-2030 ...................................................................................................................................................... 62
Section 2: Education And Healthcare ...................................................................................................................................................................... 62
Table: Education, 2002-2005 ............................................................................................................................................................................. 62
Table: Vital Statistics, 2005-2030 ....................................................................................................................................................................... 62
Section 3: Labour Market And Spending Power ...................................................................................................................................................... 63
Table: Employment Indicators, 2001-2006 ......................................................................................................................................................... 63
Table: Consumer Expenditure, 2000-2012 (US$) ............................................................................................................................................... 63
BMI Methodology .......................................................................................................................................... 64
Insurance Business Environment Ratings ................................................................................................................................................................ 65
Table: Insurance Business Environment Indicators And Rationale ..................................................................................................................... 66
Table: Weighting Of Indicators .......................................................................................................................................................................... 67